Is this normal? 9% in closing?

Is this normal? House is $134,500. Insurance price cannot change, we’re in New Orleans. But overall it just seems really high.

(Easier to read in the pic in comments)

Closing Cost Details Loan Costs

A. Origination Charges

1.125 % of Loan Amount (Points)

Origination Fee

Underwriting Fees

$3,782 $ 1,528 $1,359 $ 895

Other Costs

E. Taxes and Other Government Fees Recording Fees and Other Taxes Transfer Taxes

F. Prepaids Homeowner’s Insurance Premium (12 months)

Mortgage Insurance Premium ( months)

Prepaid Interest (8 26.99 per day for 7 days @7.25 %)

Property Taxes ( months)

G. Initial Escrow Payment at Closing

Homeowner’s Insurance $ 191.33 per month for 3 mo.

Mortgage Insurance $39.45 per month for 2 mo.

Property Taxes $70.45 per month for 10 mo.

$ 450 $ 450 $ 2,485 $ 2,296 8189 $ 1,358 $ 574 879 $ 705

B. Services You Cannot Shop For

Appraisal Fee

Mortgage Insurance Premium

USDA Technology Fee

$1,959 $ 575 $1,359 $ 25 H. Other Title – Owner’s Title Insurance (optional) C. Services You Can Shop For Title – Closing Protection Letter Title – Courier Messenger Fees Title – Deed Preparation Title – Lender’s Title Insurance Title – Recording Services Title – Settlement Fee Title – Title Endorsement Fee $ 2,044 $ 25 $ 60 $ 75 $614 $ 25 $ 795 $ 450 D. TOTAL LOAN COSTS (A + B + C) 87,785 1. TOTAL OTHER COSTS (E + F + G + H) J. TOTAL CLOSING COSTS D+| Lender Credits Calculating Cash to Close Total Closing Costs (J) Closing Costs Financed (Paid from your Loan Amount) Down Payment/Funds from Borrower Deposit Funds for Borrower Seller Credits Adjustments and Other Credits Estimated Cash to Close $ 287 $ 287 $ 4,580 $ 12,340 $ 12,365 -$25 $ 12,340 -$ 1,358 -$ 500 $0 -$ 4,500 -$ 1,232 $ 4,750 80 F3 Q F4 F5 F6 F7 DIV F8 F9 F10